Compare Quotes For Over 60's Life Insurance

Start A New Quote

Over 60's Life Insurance Calculator

Our over 60 life insurance calculator is a tool designed to estimate the cost and cover options available for individuals who are 60 years old or older and live in the UK. It takes into account factors such as age, health status, desired coverage amount, and policy duration. By inputting these details, the calculator generates personalized quotes and provides an estimate of the premiums and benefits associated with various life insurance policies available to individuals in this age bracket. This helps individuals make informed decisions about their life insurance needs, compare different options, and find a policy that aligns with their financial goals and circumstances. The calculator simplifies the process of obtaining life insurance for individuals over 60, providing clarity and assisting in planning for their future and the financial security of their loved ones.

Life Insurance Cover

Our new life insurance calculator will help you work out just how much insurance you need, taking into account your current mortgage, debts, any life insurance and death-in-service benefits.

Tell us more about you...


The amount you still owe on your mortgage is the number you are after. Take a look at your most recent mortgage statement to find out what the outstanding balance is.


Think about how much each child might need per year to make sure they are looked after until they are independent. This could be when they are 18 or later if they go to university. You could include university fees in this figure.


Think about anything else that would need to be dealt with if you died. This could include funeral expenses or other unforeseen financial commitments.

How much do you owe on other debts?


Think about the total amount of any loans you have taken out, for example if you have more than one loan, then provide the combined settlement figure.


Think about the total amount owed on credit cards, for example if you have more than one card, you will need to provide the combined balance owing.


Think about any other repayments that come out of your account each month that are not loans or credit cards. Repayments like store card balances, car loans and items bought on hire purchase, for example.

How much other life cover do you have?

If you have other life cover in place, you could reduce how much life insurance you need. We will then subtract this from the total.


5 Reasons Why You Should Use Our Over 60 Life Insurance Calculator.

  1. Financial Clarity: An over 60 life insurance calculator offers clarity by providing an accurate picture of the cost associated with different life insurance policies available to over 60s in the UK. It factors in your age, income, and other relevant information, helping you understand the financial commitment involved and make informed decisions.
  2. Customized Recommendations: By using a life insurance calculator, you can input your specific details and preferences. The calculator then generates personalized recommendations based on your needs, ensuring that the coverage you choose aligns with your financial goals and obligations.
  3. Time and Convenience: Calculating life insurance costs manually can be time-consuming and complex. A life insurance calculator simplifies the process, instantly providing cost estimates, and saving you valuable time and effort.
  4. Comparison and Market Analysis: With an over 60 life insurance calculator, you can easily compare the costs and benefits of different policies from multiple insurance providers UK wide. This allows you to explore various options, evaluate coverage terms, and find the best policy that meets your needs and fits your budget.
  5. Future Planning and Peace of Mind: Our calculator helps you plan for the future by illustrating how different coverage levels impact your premiums. It allows you to assess the financial implications and make adjustments accordingly, ensuring that your loved ones are financially secure in the event of your passing. Having this peace of mind can provide reassurance and help you plan your financial future with confidence.

You may also want to try our other calculators below:

Over 50 Life Insurance UK Calculator

Decreasing Term Life Insurance Calculator For UK Only

Whole Life Insurance UK Calculator

Please remember that life insurance is not a savings or investment product and has no cash value unless a valid claim is made.

Discount Life Insurance…Why Use Us

We are an online advice service and as such have little overheads which enables us to give away more commission enabling us to me extremely competitive on price.

Having said all this, life insurance is not always about price and there are differences in the types of cover offered by providers. So we also provide an “advised sale” which means that we take on responsibility to make sure the policy you take is the right one and the most suitable for your circumstances.

Start A New Quote


Our Happy Customers

The standard of service was first class. They kept me up to date with progress on my Relevant Life Policy, followed up promptly following delays caused by my medical practice being slow in compiling reports, and responded instantly and clearly to any questions I had.

- T Arnot

Everything was made very easy to understand. The quotes were the cheapest we found too. Very happy!

- P Law

We received a brilliant service from the team. We would be happy to suggest them to anyone for business insurance.

- Sam Harris

Jody was very helpful and got us the best price for what we wanted. We would highly recommend him to others.

- Jason Conor

A great brokerage for those looking for business protection. We would recommend them highly for business protection and personal insurance.

- Jane L

Discount Life Cover

We want be beaten on price