Quote and Apply Online in 3 simple steps

Enter Your Details and the Required Cover

Enter Your Details and the Required Cover

Getting a quote could not be easier. Just fill in your details or give us a call and one of our qualified advisors can give you a quote within a few minutes. This service is completely free.

Compare Our Discounted Quotes

Compare Our Discounted Quotes

Our quotations include a full illustration along with a key facts document outlining details of the cover. There is NO OBLIGATION and there is no charge for this service.

Apply Online with the Provider Of Your Choice

Apply Online with the Provider Of Your Choice

Once you have chosen your provider you can apply directly online. This will involve filling out a quick health questionnaire which is sent directly to underwriting. If accepted on standard rates you may be able to start the policy straight away.

See how much you can save on Life Insurance

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About Us

DiscountLifeCover is an online platform that specialises in providing discounted life insurance solutions in the UK. As a whole-of-market service, we offer access to a wide range of life insurance, critical illness, and whole-of-life insurance quotes from the top providers in the UK. Our platform is designed to help individuals and families secure reliable and affordable coverage by leveraging our extensive network of reputable insurance providers.

Why Choose Us?

Whether you're looking for traditional life insurance to protect your loved ones financially in the event of your passing, critical illness coverage for added protection against specific health challenges, or whole-of-life insurance for long-term financial planning, DiscountLifeCover is committed to helping you find the best deals available in the market.

Our user-friendly website simplifies the process of obtaining insurance quotes, allowing you to compare options and select the most suitable coverage for your needs. With a focus on transparency and affordability, DiscountLifeCover aims to empower individuals to make informed decisions about their insurance policies while enjoying the benefits of discounted rates from top-tier providers.


Why We Are Cheaper

DiscountLifeCover distinguishes itself by adopting a unique and customer-centric approach to pricing. The reason we are able to offer cheaper premiums is rooted in our commitment to transparency and cost efficiency. Unlike traditional insurance brokers who retain commissions as a source of revenue, we take a different approach by giving back our commissions to our customers.

Here's how our process works:

Commission Rebate: When customers purchase life insurance through DiscountLifeCover, we receive commissions from the insurance providers. Instead of keeping these commissions as profits, we choose to return a significant portion of them to our customers in the form of premium reductions.

Cost Savings Passed on to Customers: By giving back commissions, we can offer our customers discounted premiums from some of the top insurance providers in the UK. This direct cost-saving benefit allows individuals and families to access the same coverage from reputable providers at a more affordable price.

Transparent and Fair Pricing: Our commitment to transparency means that customers can trust they are getting the best possible deal without hidden fees or unnecessary markups. This approach aligns with our goal of making life insurance more accessible and affordable for everyone.

Whole-of-Market Access: As a whole-of-market service, DiscountLifeCover provides access to a broad range of insurance products from top-tier providers. This ensures that customers have ample choices and can select the coverage that best suits their needs and budget.

By giving back commissions, DiscountLifeCover not only fosters trust and transparency but also empowers customers to secure quality life insurance coverage at a reduced cost. This customer-focused strategy sets us apart in the market and reinforces our dedication to making life insurance more affordable and accessible for all.


Discount Life Insurance…Why Use Us

We are an online advice service and as such have little overheads which enables us to give away more commission enabling us to me extremely competitive on price.

Having said all this, life insurance is not always about price and there are differences in the types of cover offered by providers. So we also provide an “advised sale” which means that we take on responsibility to make sure the policy you take is the right one and the most suitable for your circumstances.

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Our Happy Customers

The standard of service was first class. They kept me up to date with progress on my Relevant Life Policy, followed up promptly following delays caused by my medical practice being slow in compiling reports, and responded instantly and clearly to any questions I had.

- T Arnot

Everything was made very easy to understand. The quotes were the cheapest we found too. Very happy!

- P Law

We received a brilliant service from the team. We would be happy to suggest them to anyone for business insurance.

- Sam Harris

Jody was very helpful and got us the best price for what we wanted. We would highly recommend him to others.

- Jason Conor

A great brokerage for those looking for business protection. We would recommend them highly for business protection and personal insurance.

- Jane L

Discount Life Cover

We want be beaten on price