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Enter Your Details and the Required Cover

Enter Your Details and the Required Cover

Getting a quote could not be easier. Just fill in your details or give us a call and one of our qualified advisors can give you a quote within a few minutes. This service is completely free.

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Compare Our Discounted Quotes

Our quotations include a full illustration along with a key facts document outlining details of the cover. There is NO OBLIGATION and there is no charge for this service.

Apply Online with the Provider Of Your Choice

Apply Online with the Provider Of Your Choice

Once you have chosen your provider you can apply directly online. This will involve filling out a quick health questionnaire which is sent directly to underwriting. If accepted on standard rates you may be able to start the policy straight away.

Start with Discount Life Cover

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You hope that nothing wrong will ever happen to you or your family. However, it’s always essential to prepare for the worst. One of the best ways to do this is through Life Insurance, which is one of the most effective methods of lessening the impact that accidents or sudden death could have on your family.

What is Life Insurance?

Life insurance is a contract or policy that covers an individual and provides peace of mind should an accident occur or you succumb to an illness that results in your death.

It is designed to provide financial support to minimize the money problems when one of the regular paychecks are no longer present. Typically, life insurance companies will pay out a cash sum should you die when still covered by the policy.

Life insurance helps overcome problems with general day-to-day spending such as the weekly shop, utility bills, mortgage payments, and childcare.

Who Needs Life Insurance?

There is no one specific person who will need life insurance. Anyone can take out a life insurance policy to help their family in the event of their death.

Being a parent and supporting young children is one of the primary reasons that people think about requesting Life Insurance Quotes. This is especially beneficial if you have a large family with plenty of mouths to feed. While one paycheck may not be enough to sustain the lifestyle your family is used to, a life insurance policy could help overcome any issues in the event of your death.

Childcare is not the only reason you might consider life insurance, though. Any situation where your partner or your family may struggle should you die is a reason to think about inquiring about life insurance.

If you work in a high-risk industry, such as construction, logging, or something where you regularly travel, you can seek out cheap life insurance quotes. Doing so can give you, and your family, peace of mind that their financial situation is protected should anything terrible happen.

Why Is It Important?

Life insurance is important because it gives your family confidence and peace of mind that they will not be thrown into substantial financial issues should you suffer a fatal accident, injury, or illness.

You want to ensure that your family is protected in the event of this happening. However, it is not just important for supporting your family following a disaster. People also find life insurance necessary if there are any plans to purchase a new home in the future.

Some couples will take out life insurance as soon as they get married, whereas others will start to think about life insurance as they get older, even after they have retired. Policies taken out following recent marriage can be either singular or joint, but as you can only receive the payout once, your partner would need to apply for their own cover after your death.

Having a baby is another reason that life insurance is essential, especially when working in a hazardous industry and environment while your children are still young. As childcare can be expensive, including general childcare costs such as food and clothes to payments for creche care or childminders, life insurance will help soften the blow. Your partner may also need to return to work following your death, so your life insurance payout will help them afford such costs of childcare.

Finally, life insurance allows you to readily prepare to make funeral arrangements prior to the time of death. On average, funerals cost around £3800, and as this is more than the average monthly wage, it’s life insurance proves crucial for helping to manage such expenses.

Where to Find Life Insurance

You can find out about Life Insurance Quotes by looking online. An Online Life Insurance Quote is more convenient than applying at a bank or insurance firm as the results are typically much faster. In some instances, such as what you will find with Discount Life Cover, you can get a quote within two minutes of filling out the application form to help you decide which life insurance option is the best one for you.

Get Life Insurance Today!

Get in touch today with Discount Life Cover to compare life insurance quotes and put your family at ease when you head out for work every day. Discount Life Cover is dedicated to finding you the best life insurance quote to suit your situation, so fill in a quick obligation-free form today. We promise to find the best quote for you and won’t be beaten on price. If you’d prefer to speak to someone directly,v get in touch at 0207 112 8844 for more information.

Discount Life Insurance…Why Use Us

We are an online advice service and as such have little overheads which enables us to give away more commission enabling us to me extremely competitive on price.

Having said all this, life insurance is not always about price and there are differences in the types of cover offered by providers. So we also provide an “advised sale” which means that we take on responsibility to make sure the policy you take is the right one and the most suitable for your circumstances.

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Meet Our Team

Our dedicated team are here to offer you expert FCA qualified advice along with 1st class support to make sure the process is fast and simple.

Who we are

Discount Life Cover is a trading style of My Key Finance and is our personal life insurance website. My Key Finance has been trading since 2014 within the life insurance protection market and is a whole of market broker. This means we have access to all the top UK providers for life insurance products. We offer discounted prices by giving away parts of our comision and keep a good eye on the market to make sure our prices are the best you will see online. This site is designed to allow customers to quote and apply without the need to speak to anyone, however we do also have a team of qualified experts at hand to talk you through any questions you may have or to offer a telephone quote and apply service.

Managing Director & Founder (My Key Finance Ltd)
JODY PEARMAIN
Managing Director & Founder (My Key Finance Ltd)
Administration Manager at MyKeyManInsurance.com (My Key Finance Ltd)
LORI NORTON
Administration Manager at MyKeyManInsurance.com (My Key Finance Ltd)
Senior Keyman Insurance Adviser at MyKeyManInsurance.com (My Key Finance Ltd)
TYLER PEARMAIN
Senior Keyman Insurance Adviser at MyKeyManInsurance.com (My Key Finance Ltd)
Customer Service & Website Admin at MyKeyManInsurance.com (My Key Finance Ltd)
KERI GARDINER
Customer Service & Website Admin at MyKeyManInsurance.com (My Key Finance Ltd)
Specialist at My Key Finance LTD
Wayne Spear
Specialist at My Key Finance LTD

Our Happy Customers

The standard of service was first class. They kept me up to date with progress on my Relevant Life Policy, followed up promptly following delays caused by my medical practice being slow in compiling reports, and responded instantly and clearly to any questions I had.

- T Arnot

Everything was made very easy to understand. The quotes were the cheapest we found too. Very happy!

- P Law

We received a brilliant service from the team. We would be happy to suggest them to anyone for business insurance.

- Sam Harris

Jody was very helpful and got us the best price for what we wanted. We would highly recommend him to others.

- Jason Conor

A great brokerage for those looking for business protection. We would recommend them highly for business protection and personal insurance.

- Jane L

Discount Life Cover

We want be beaten on price