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How Much Is Life Insurance?

The cost of life insurance really comes down to a few simple things.

  • How Much Cover Do You Need? - The more cover you need the more expensive it will beThe Cheapest Life Insurance
  • How Old Are You? -  The older you are the more expensive it will be.
  • What Term Do You Want To Take It Out Over? - The longer the term the more expensive it will be.
  • Are You A Smoker? - Smokers are at least a 3rd more expensive than non smokers.
  • Have you gone to the right broker? - Premiums can vary a lot depending on where you take out the cover.

Life insurance is a contract or policy that covers an individual and provides peace of mind should an accident occur or you succumb to an illness that results in your death.

It is designed to provide financial support to your family to help with the any financial issues you leave behind. Typically, life insurance companies will pay out a cash lump sum should you die during the term of the policy. This can help overcome problems with general day-to-day spending such as the weekly shop, utility bills, mortgage payments, and childcare. But more importantly it can help pay off the mortgage or any other large debts that will be left if you die.

You hope that nothing wrong will ever happen to you or your family. However, it’s always essential to prepare for the worst. One of the best ways to do this is through Life Insurance, which is one of the most effective methods of lessening the impact that accidents or sudden death could have on your family. But to get the cheapest life cover you must make sure to compare life insurance quotes with all the top UK providers. You can do that here!

Life insurance is not always cheap and is something you hope you will never need to use. But when the worst case scenario occurs, it will be the best insurance policy you ever paid for. However finding cheap life insurance uk is not so difficult when you have websites like ours. You can compare cheap life cover online and apply today by using the online life insurance quote system here

Who Needs Life Insurance?

There is no one specific person who will need life insurance. Anyone can take out a life insurance policy to help their family in the event of their death.

Being a parent and supporting young children is one of the primary reasons that people think about requesting Life Insurance Quotes. This is especially beneficial if you have a large family with plenty of mouths to feed. While one paycheck may not be enough to sustain the lifestyle your family is used to, a cheap life insurance policy could help overcome any issues in the event of your death.

Childcare is not the only reason you might consider life insurance, though. Any situation where your partner or your family may struggle should you die is a reason to think about inquiring about life insurance.

If you work in a high-risk industry, such as construction, logging, or something where you regularly travel, you can seek out cheap life cover. Doing so can give you, and your family, peace of mind that their financial situation is protected should anything terrible happen.

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Why Is It Important?

adult children hands holding paper

There are so many people without life insurance in the UK, and this is a major issue. People never think its going to happen to them until its too late. Without the correct planning it can cause terrible consequences for the family left behind. Life insurance can be very cheap! Depending on how old you are it can be as little as £5 per month. "Less than a pizza takeaway"

So its important to take it out as soon as you can! The younger you are the cheaper life insurance will be. It can be the difference between paying £5 per month for someone in their 20's to paying well over £100 in their 50's. But its not just the expense. Those who have built up medical issues or have that middle age spread will end up paying even more!

I'm sure those with a car will have car insurance and those with a house will have house insurance. But what about the most important financial income? Who will pay the mortgage if you are no longer about?

So in our opinion life cover is the most important. It gives your family peace of mind that they will not be thrown into substantial financial difficulty should you suffer a fatal accident or illness. Why not use our form and see how much it will cost. As we've said before, cheap life insurance is only minutes away. How much better do you feel already.

Having a baby is another reason to take out a cheap life insurance policy. In fact its essential, especially when working in a hazardous industry and environment while your children are still young. As childcare can be expensive, including general childcare costs such as food and clothes to payments for creche care or childminders, life insurance will help soften the blow. Your partner may also need to return to work following your death, so your life insurance payout will help them afford such costs of childcare.

Finally, life insurance allows you to readily prepare to make funeral arrangements prior to the time of death. On average, funerals in the UK cost around £3800, and as this is more than the average monthly wage. Once again a cheap life insurance policy will prove crucial for helping to manage such expenses.

Where to Find The Cheapest Life Insurance

You can find out about Life Insurance Quotes by looking online. An Online Life Insurance Quote is more convenient than applying at a bank or insurance firm as the results are typically much faster. In some instances, such as what you will find with Discount Life Cover, you can get a quote within two minutes of filling out the application form to help you decide which life insurance option is the best one for you. For more information on life insurance why not check out our blog post "The Ultimate Guide To Life Insurance".

Get Cheap Life Insurance Today!

Get in touch today with Discount Life Cover to compare life insurance quotes and put your family at ease when you head out for work every day. Discount Life Cover is dedicated to finding you the best life insurance quote to suit your situation, so fill in a quick obligation-free form today. We promise to find the best quote for you and won’t be beaten on price. If you’d prefer to speak to someone directly,v get in touch at 0207 112 8844 for more information.

Discount Life Insurance…Why Use Us

We are an online advice service and as such have little overheads which enables us to give away more commission enabling us to me extremely competitive on price.

Having said all this, life insurance is not always about price and there are differences in the types of cover offered by providers. So we also provide an “advised sale” which means that we take on responsibility to make sure the policy you take is the right one and the most suitable for your circumstances.

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Meet Our Team

Our dedicated team are here to offer you expert FCA qualified advice along with 1st class support to make sure the process is fast and simple.

Who we are

Discount Life Cover is a trading style of My Key Finance and is our personal life insurance website. My Key Finance has been trading since 2014 within the life insurance protection market and is a whole of market broker. This means we have access to all the top UK providers for life insurance products. We offer discounted prices by giving away parts of our comision and keep a good eye on the market to make sure our prices are the best you will see online. This site is designed to allow customers to quote and apply without the need to speak to anyone, however we do also have a team of qualified experts at hand to talk you through any questions you may have or to offer a telephone quote and apply service.

Managing Director & Founder (My Key Finance Ltd)
JODY PEARMAIN
Managing Director & Founder (My Key Finance Ltd)
Administration Manager at MyKeyManInsurance.com (My Key Finance Ltd)
LORI NORTON
Administration Manager at MyKeyManInsurance.com (My Key Finance Ltd)
Senior Keyman Insurance Adviser at MyKeyManInsurance.com (My Key Finance Ltd)
TYLER PEARMAIN
Senior Keyman Insurance Adviser at MyKeyManInsurance.com (My Key Finance Ltd)
Customer Service & Website Admin at MyKeyManInsurance.com (My Key Finance Ltd)
KERI GARDINER
Customer Service & Website Admin at MyKeyManInsurance.com (My Key Finance Ltd)
Specialist at My Key Finance LTD
Wayne Spear
Specialist at My Key Finance LTD
Our Happy Customers

The standard of service was first class. They kept me up to date with progress on my Relevant Life Policy, followed up promptly following delays caused by my medical practice being slow in compiling reports, and responded instantly and clearly to any questions I had.

- T Arnot

Everything was made very easy to understand. The quotes were the cheapest we found too. Very happy!

- P Law

We received a brilliant service from the team. We would be happy to suggest them to anyone for business insurance.

- Sam Harris

Jody was very helpful and got us the best price for what we wanted. We would highly recommend him to others.

- Jason Conor

A great brokerage for those looking for business protection. We would recommend them highly for business protection and personal insurance.

- Jane L

Discount Life Cover

We want be beaten on price