Quotes from a wide panel of leading UK insurers
Compare different types of life insurance
Compare level life insurance for a fixed payout or decreasing cover for a repayment mortgage. You can compare single and joint cover, and add critical illness cover where available. These guides explain how the options differ.
Term life insurance
Protect your family with a fixed amount of cover for a chosen term.
Learn moreMortgage life insurance
Explore cover designed to help protect the family home.
Learn moreDecreasing term cover
Cover that can reduce broadly alongside a repayment mortgage.
Learn moreLife and critical illness
Understand the difference between death cover and critical illness cover.
Learn moreHealth conditions
See how medical history can affect applications and underwriting.
Learn moreHigh BMI life insurance
Straightforward guidance for applicants with a higher BMI.
Learn more
Why compare through Discount Life Cover?
Compare quotes online with independent advice from My Key Finance Ltd. We help you understand differences in cover, review your circumstances and complete the application. Your enquiry stays with our advice team; we do not sell your details.
“A quick quote should start the conversation, not replace the advice. My job is to make sure the cover still looks right once we go beyond the headline price.”
How our life insurance comparison works
Tell us about your cover
Choose your cover amount and term, then answer a few questions about yourself so we can obtain quotes.
Compare your quotes online
See monthly prices and policy features side by side. Change your cover and refresh the quotes to explore different options.
Continue with your quote
Choose an option and complete the short health questionnaire, or request a call. An adviser will review suitability and help complete your application.
What affects your life insurance quote?
Your age, smoking status, cover amount and policy term affect the prices you see. The type of cover and any critical illness benefit also make a difference. Insurers assess your health and other circumstances during the application, so the final premium and terms may change.
Compare the policy features as well as the monthly cost. The cheapest quote may not provide the cover that best suits your needs.
Life insurance comparison FAQs
Is comparing life insurance quotes free?
Yes. There is no charge to use our online comparison, and you are under no obligation to take out a policy.
Can I compare single and joint life insurance?
Yes. You can compare cover for yourself or for you and your partner. You can also choose level or decreasing cover and include critical illness cover where available.
Do I need to speak to an adviser?
You can compare quotes online before speaking to us. When you want to apply, an adviser will review your needs and answers, explain the options and help complete the application.
Is the quoted premium guaranteed?
The initial quote is subject to the insurer assessing your application. Final premiums, exclusions and acceptance depend on its assessment. Whether premiums stay fixed after the policy starts depends on the product and terms shown.
Understand the cover before you buy it.
How does life insurance work?
A plain-English introduction to the basics.
How much does life insurance cost?
The main factors that affect monthly premiums.
How much cover do I need?
A practical way to think about your cover amount.
Putting life insurance in trust
Why a trust can matter and what it is designed to do.
Ready when you are
Compare your life insurance quotes
Explore prices and policy features online, with expert help to complete your application. Free comparison, with no obligation.